Saving Money while getting Debt Relief

by Steve Turner Are you paying off as much of your debts as you could be? No seriously I ask this because many people do not realise that there are other ways in which they can have more disposable income to reduce their debt and in many cases people are not paying off the maximum amount that they have available, or even possibly available. And now for the money saving part of this, how many times a day do you put your hand in your pocket and pay for something without thinking about how much it costs? For example your morning coffee from Starbucks, a chocolate bar on the way home, using the petrol in the car, the list is almost endless. The point here, if you put your mind to it and think before you dip into your pocked you could be making massive savings each month. How long is your list? Mine was huge, now there is an investment you need to make but before you run screaming the investment is a little bit of time and consideration. Think before you put your hand in your pocket and you will save cash and get out of debt. If you buy your lunch at work you could be making a great saving by simply taking your lunch to work with you. And I hear you saying straight away, I don’t get up early enough to make my lunch, my answer “You want to know how to save money and get out of debt? Get up earlier or make your lunch before you go to bed and put it in the fridge!” Buying coffee from the coffee machine at work all that loose change that you are piling in every week, all adds up. Two things either give up the coffee which is the healthy option and drink water but if you can’t in any way be without your coffee then buy a flask and take it with you. You can make it with your morning cup before you leave the house. Driving to and from work is an expensive thing if you live a fair way away from work, talk to your work colleagues and ask if they live on route or close to you so you can share the cost of getting to and from work you could half the cost of getting to and from work. I love a good bus ride and more and more people are turning to public transport but getting off the bus and walking a few stops or taking the time to walk those extra few stops before getting on will save you time and money in the long run you will also feel better for the walk. Before I start this next part I would like to say I love small business and I think the smaller stores should be the only ones as they are excellent. However in a great number of cases the things you buy from them when you do your weekly shop are probably cheaper from the larger chain stores. This is unfortunate as it would be good for all concerned if small business could compete on price. To get out of debt your loyalty to the small store could be costing you deeply. Saving money sounds easy but when you think about the money you spend needlessly each week on things you could get elsewhere at a much reduced cost you would probably start to see that it can be achieved quickly and effectively. Making simple changes can save you more money than you realize in the long term. About the Author: When you are looking at how to save money it is always advisable to make sure you get as much advice as possible. Check out more information on the money blog. Get a totally unique version of this article from our article submission service