Wednesday, July 1, 2009
Debt Relief – How to Save Money and Get Out of Debt
by Steve Turner A great deal of people who want to know how to save money and get out of debt think that it is a straight forward task to just stop spending as much and pay off what you can from what you owe. What they fail to realize is that in many cases they are not paying off as much as they could be. So onto How to Save money, you pay out for things almost every day without even thinking about it, your lunch at work, coffee from the coffee machine at work, petrol to and from work, bus fare to work, train fare to work, groceries from the local store and so on. The fact is by thinking about all of these and putting in a little more effort you can make that extra saving. How long is your list? Mine was huge, now there is an investment you need to make but before you run screaming the investment is a little bit of time and consideration. Think before you put your hand in your pocket and you will save cash and get out of debt. If you buy your lunch at work you could be making a great saving by simply taking your lunch to work with you. And I hear you saying straight away, I don’t get up early enough to make my lunch, my answer “You want to know how to save money and get out of debt? Get up earlier or make your lunch before you go to bed and put it in the fridge!” That handful of change you have in your pocket or your purse that you use to fill up the coffee machine at work all adds up at the end of the week as well. There are two options to this one take your own coffee from home in a flask, the flask will pay for itself in a few weeks and you will still get your coffee. Alternatively stop drinking as much coffee and turn to the healthy option and drink water, that way you win on both counts. Driving to and from work is an expensive thing if you live a fair way away from work, talk to your work colleagues and ask if they live on route or close to you so you can share the cost of getting to and from work you could half the cost of getting to and from work. I love a good bus ride and more and more people are turning to public transport but getting off the bus and walking a few stops or taking the time to walk those extra few stops before getting on will save you time and money in the long run you will also feel better for the walk. You know that really convenient little shop on the way home where you pick up most of your weekly shopping? Well chances are that they are just that little bit more expensive on the essentials than the larger chains. I love small business in fact I am a small business all on my own but for the things you need on a daily basis they are fantastic but to save money and get out of debt you need to start thinking about a bulk buy at the larger stores. You need to commit if you are going to be sure of getting yourself out of debt, it also isn’t going to happen overnight but if you can a little at a time save money and get yourself free from debt. It is you that needs to make the changes and you that needs to commit to the different way of life but long term it is you that will benefit. About the Author: When you are looking at saving money it is always advisable to make sure you get as much advice as possible. Check out more information on the money blog. Grab a totally unique version of this article from the Uber Article Directory
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